Stripe-Integration (S4, S5, S7.6): Abos, Zahlungsart ändern, Zahlarten-Kommunikation

Phase S4 – Abos über Stripe (E2E komplett im Testmodus):
- Abo-/Recovery-Checkout: customer_creation=always + setup_future_usage=off_session
- StripePaymentService::chargeAbo (off-session PaymentIntent, Idempotency-Key),
  StripeGateway, Provider-Dispatch im Abbuchungs-Cron (PAYONE-Pfad unverändert)
- Webhook: Zahlungsmittel-Capture vor Paid-Pfad, 503 payment_not_yet_visible bei
  Cron-Transaktions-Race; Command stripe:process-pending-events (Cron-Ende + 10-min
  Scheduler) verarbeitet liegengebliebene Events nach
- createNewAbo/advanceAboAfterRecoveryPayment Stripe-aware inkl. Race-Absicherung;
  Recovery-Orders nutzen advanceAboAfterRecoveryPayment (latenter PAYONE-Duplikat-Bug)
- Migrationen: Stripe-Abo-Spalten auf shopping_payments; clearingtype varchar(3)→(20)
  inkl. Reparatur der zu 'str' gekürzten Live-Zeilen

Phase S5 – Zahlungsart ändern (Scope: jede Zahlart, nicht nur Kreditkarte):
- Stripe Checkout mode=setup ohne Abbuchung; PAYONE-Abos ziehen beim Wechsel auf
  Stripe um (Auslaufmodell §7.2)
- AboPaymentMethodService: beginStripeChange/finalize/applyStripePaymentMethod
  (idempotent, detacht alte PM, card_changes-Log); Webhook setup_intent.succeeded
  als Sicherheitsnetz; Einstiege Portal/CRM/Berater-Kunden-Link flow-abhängig
- Views/Mails flow-abhängig („Zahlungsweise" statt „Kreditkarte")

Phase S7.6 – Zahlarten-Kommunikation:
- Einheitliche Zahlarten-Logos (SVG) + wiederverwendbares Partial payment_logos;
  Checkout/Footer zeigen Kern-Zahlarten + „···"-Icon, /zahlungsarten komplett neu
  mit allen aktiven Stripe-Zahlarten (gegen Account-Konfiguration verifiziert)
  und Vorkasse (PAYONE); Sofort/SEPA entfernt

Tests: StripeAboTest (15), StripePaymentMethodChangeTest (10),
PaymentMethodsCommunicationTest (28), PaymentProviderManagerTest angepasst.

Co-Authored-By: Claude Fable 5 <noreply@anthropic.com>

resources/views/portal/abo/_payment_method_form.blade.php

@@ -1,12 +1,47 @@
+@php($stripeChange = app(\App\Services\AboPaymentMethodService::class)->usesStripeChange())
 <div class="card">
     <div class="card-body">
-        <h5 class="font-weight-bold">{{ __('abo.update_card_title') }}</h5>
+        <h5 class="font-weight-bold">{{ $stripeChange ? __('abo.payment_method_change_title') : __('abo.update_card_title') }}</h5>
         @if(app(\App\Services\Payment\PaymentProviderManager::class)->aboPaymentsFrozen())
             <div class="alert alert-warning mb-0">
                 <strong>{{ __('payment.abo_payments_frozen_title') }}</strong><br>
                 {{ __('payment.abo_payments_frozen') }}
             </div>
             <a href="{{ $backUrl ?? route('portal.my_subscriptions') }}" class="btn btn-default mt-3">{{ __('abo.back') }}</a>
+        @elseif($stripeChange)
+            {{-- Stripe-Setup-Flow (Plan S5): freie Zahlartenwahl auf der Hosted-Seite, keine Abbuchung --}}
+            <p class="text-muted">{{ __('abo.payment_method_change_intro') }}</p>
+
+            @if (isset($errors) && $errors->any())
+                <div class="alert alert-danger p-2">
+                    <ul class="mb-0">
+                        @foreach ($errors->all() as $error)
+                            <li>{{ $error }}</li>
+                        @endforeach
+                    </ul>
+                </div>
+            @endif
+
+            @if (Session::has('alert-error'))
+                <div class="alert alert-danger p-2">{{ Session::get('alert-error') }}</div>
+            @endif
+
+            <div class="alert alert-info p-2">
+                <i class="ion ion-md-card mr-2" style="font-size: 1.2rem; line-height: 1rem;"></i>
+                <span>{{ __('abo.current_payment_method') }}: <strong>{{ $user_abo->maskedCard() ?: $user_abo->getPaymentType() }}</strong></span>
+            </div>
+
+            <p class="fs-13 mb-1">{{ __('payment.stripe_online_methods') }}</p>
+            <p class="fs-12 text-muted">{{ __('abo.payment_method_change_no_charge') }}</p>
+
+            <form method="POST" action="{{ $stripeFormAction ?? route('portal_abos_payment_method_stripe', [$user_abo->id]) }}">
+                @csrf
+                <button type="submit" class="btn btn-primary mt-2">
+                    {{ __('abo.payment_method_change_button') }}
+                </button>
+                <a href="{{ $backUrl ?? route('portal.my_subscriptions') }}" class="btn btn-default mt-2">{{ __('abo.back') }}</a>
+                <img class="float-right mt-2" width="90" src="{{ asset('images/payments-assets/stripe.png') }}" alt="Stripe">
+            </form>
         @else
         <p class="text-muted">{{ __('abo.card_update_intro') }}</p>
 

resources/views/portal/abo/card_update_done.blade.php

@@ -1,15 +1,16 @@
 @extends('portal.layouts.public')
 
 @section('content')
+    @php($stripeChange = app(\App\Services\AboPaymentMethodService::class)->usesStripeChange())
     <div class="text-center" style="max-width: 640px; margin: 0 auto;">
         @if ($success)
             <i class="ion ion-md-checkmark-circle text-success" style="font-size: 3rem;"></i>
-            <h4 class="font-weight-bold mt-3">{{ __('abo.card_update_done_success_title') }}</h4>
-            <p class="text-muted">{{ __('abo.card_update_done_success_copy') }}</p>
+            <h4 class="font-weight-bold mt-3">{{ $stripeChange ? __('abo.payment_method_change_done_title') : __('abo.card_update_done_success_title') }}</h4>
+            <p class="text-muted">{{ $stripeChange ? __('abo.payment_method_change_success') : __('abo.card_update_done_success_copy') }}</p>
         @else
             <i class="ion ion-md-close-circle text-danger" style="font-size: 3rem;"></i>
             <h4 class="font-weight-bold mt-3">{{ __('abo.card_update_done_failed_title') }}</h4>
-            <p class="text-muted">{{ __('abo.card_update_done_failed_copy') }}</p>
+            <p class="text-muted">{{ $stripeChange ? __('abo.payment_method_change_done_failed_copy') : __('abo.card_update_done_failed_copy') }}</p>
         @endif
 
         <p class="text-muted mt-3">{{ __('abo.card_update_portal_hint') }}</p>

resources/views/portal/abo/card_update_link.blade.php

@@ -2,11 +2,12 @@
 
 @section('content')
     <div style="max-width: 640px; margin: 0 auto;">
-        <h4 class="font-weight-bold mb-3">{{ __('abo.update_card_title') }}</h4>
+        <h4 class="font-weight-bold mb-3">{{ app(\App\Services\AboPaymentMethodService::class)->usesStripeChange() ? __('abo.payment_method_change_title') : __('abo.update_card_title') }}</h4>
 
         @include('portal.abo._payment_method_form', [
             'user_abo' => $user_abo,
             'formAction' => route('abo_card_update_store', [$token]),
+            'stripeFormAction' => route('abo_card_update_stripe', [$token]),
             'backUrl' => \App\Services\Util::getMyMivitaPortalUrl(),
         ])
 

resources/views/portal/abo/my_abo.blade.php

@@ -4,7 +4,8 @@
 
     <h4 class="font-weight-bold py-2 mb-2">
         {{ __('navigation.my_abo') }}
-        <span class="text-muted">{{ '#' . $user_abo->payone_userid }}</span>
+        {{-- Stripe-Abos haben keine payone_userid — dann die Abo-Nummer zeigen --}}
+        <span class="text-muted">{{ '#' . ($user_abo->payone_userid ?: $user_abo->id) }}</span>
     </h4>
 
     @if (Session::has('alert-success'))
@@ -133,16 +134,17 @@
         @include('admin.abo._executions')
     </div>
 
-    @if ($user_abo->isCreditCard())
+    @php($canStartPaymentChange = app(\App\Services\AboPaymentMethodService::class)->canStartChange($user_abo))
+    @if ($user_abo->isCreditCard() || $canStartPaymentChange)
         <div class="card mt-3 mb-3">
             <div class="card-body">
                 <h6 class="font-weight-bold">{{ __('abo.payment_method') }}</h6>
                 <p class="mb-2">
-                    {{ __('payment.credit_card') }}@if ($user_abo->maskedCard())
+                    {{ $user_abo->getPaymentType() }}@if ($user_abo->maskedCard())
                         : {{ $user_abo->maskedCard() }}
                     @endif
                 </p>
-                @if ($user_abo->canUpdatePaymentMethod())
+                @if ($canStartPaymentChange)
                     <a href="{{ route('portal_abos_payment_method_edit', [$user_abo->id]) }}"
                         class="btn btn-sm btn-primary">
                         {{ __('abo.update_payment_method') }}

resources/views/portal/abo/payment_method.blade.php

@@ -3,8 +3,8 @@
 @section('content')
 
     <h4 class="font-weight-bold py-2 mb-2">
-        {{ __('abo.update_card_title') }}
-        <span class="text-muted">{{ '#' . $user_abo->payone_userid }}</span>
+        {{ app(\App\Services\AboPaymentMethodService::class)->usesStripeChange() ? __('abo.payment_method_change_title') : __('abo.update_card_title') }}
+        <span class="text-muted">{{ '#' . ($user_abo->payone_userid ?: $user_abo->id) }}</span>
     </h4>
 
     @include('portal.abo._payment_method_form', ['user_abo' => $user_abo])